Kaiser Medical Plans

2025 C.A.R. Open Enrollment Extended to December 20th

Please review our plan General Guidelines for complete information on eligibility and enrollment. New C.A.R. members, and those who have experienced a Qualifying Event may be eligible to enroll early.

• QUICK QUOTE– 2025 Rates and Basic Benefit Information (No log in needed)
• C.A.R. Member Benefits Portal – Online Enrollment & Changes (Log In needed)
• RealCareOnline.com. – Existing C.A.R. Kaiser member website (Log In needed)

Existing Members:  2025 C.A.R. Kaiser Renewal Page

2024 Kaiser Plan Information

2025 Kaiser Plan Comparison w Plan Changes
~ Note:  C.A.R. Kaiser health plans do not cover infertility services.

2025 Kaiser Benefit Summaries

HSA Compatible Plans –  (Be sure to visit C.A.R.’s HSA partner – Bend HSA)

• Kaiser Bronze-6650-0-HDHP-HMO Benefit Summary
• Kaiser Silver-2850-25-HDHP-HMO Benefit Summary
• Kaiser Gold-1750-15-HDHP-HMO Benefit Summary

Bronze & Silver PPO Plans

• Kaiser Bronze-5800-60-HMO Benefit Summary
• Kaiser Silver-2900-65-Deductible-HMO Benefit Summary
• Kaiser Silver-2500-55-Deductible-HMO Benefit Summary
• Kaiser Silver-2300-65-Deductible-HMO Benefit Summary
• Kaiser Silver-1900-65-Deductible-HMO Benefit Summary

Gold & Platinum PPO Plans

• Kaiser Gold-2250-35-HRA-HMO Benefit Summary
• Kaiser Gold-1000-40-Deductible-HMO Benefit Summary
• Kaiser Gold-250-35-Deductible-HMO Benefit Summary
• Kaiser Gold-0-35-Copay-HMO Benefit Summary
• Kaiser Platinum-250-30-Copay-HMO Benefit Summary
• Kaiser Platinum-0-20-Copay-HMO Benefit Summary
• Kaiser Platinum-0-10-Copay-HMO Benefit Summary

2025 Kaiser Rates

You can find your new rates by logging in to either the RealCareOnline website (on 11/4/24) or the C.A.R. Member Benefits Portal.  Or, you can calculate your rates using the rate sheets and worksheet below.

• • Kaiser Rates -area-1-3-5-ca-en-2025
  • Kaiser Rates area-2-6-ca-en-2025
  • Kaiser Rates area-4-8-ca-en-2025
  • Kaiser Rates area-7-ca-en-2025
  • Kaiser Rates area-9-ca-en-2025
  • Kaiser Rates area-10-ca-en-2025
  • Kaiser Rates area-11-ca-en-2025
  • Kaiser Rates area-12-ca-en-2025
  • Kaiser Rates area-13-14-17-19-ca-en-2025
  • Kaiser Rates area-15-ca-en-2025
  • Kaiser Rates area-16-ca-en-2025
  • Kaiser Rates area-18-ca-en-2025
  • Kaiser Rating Areas If you don’t know your rating area, you can use the Kaiser rate guide to find your zip code and region.
  • How to Calculate Your Medical Rate

Important Forms

• Kaiser Application
• Kaiser Change Form
• APPA Authorization (Automatic Premium Payment Authorization Form)
• Kaiser HIPAA Authorization Form
• Termination Request Form

Important Plan Documents

• Link:  Kaiser Summary of Benefits & Coverage (SBCs) (Scroll to bottom of page)
• 2025 Plan Administration and Fees
• 2025 Anthem Rating, Billing, Cancellation & Reinstatement Policies
• Kaiser CAR Required Notices (Combined) (Pending)

Important Benefit Documents

• Kaiser Child Dental Benefits for HMO Medical Plans
• Kaiser Chiropractic-and-acupuncture-benefit-summary 2025
• Understanding Your Bill
• Kaiser Health Resources Guide
• Kaiser Getting Started
• Kaiser Top 10 Things to Know
• What is an HSA (Bend) (New C.A.R. partner!)
  • Visit C.A.R.’s Bend HSA Page

Important Web Links

• • Kaiser Member Login
  • Find a Kaiser Doctor For You
  • Kaiser Healthy Living
  • Kaiser FAQs
  • Kaiser Member Support Center
  • Preventative Care Guidelines
  • C.A.R. Member Benefits Portal
  • RealCareOnline – Plan and billing information

These forms require Adobe Reader, which is free and commonly used. If you don’t have it, download it here.