Deductible Waived for C.A.R. Certified Home Inspectors ($2500 deductible or less).
RealCare can offer E&O insurance with all the policy features home inspectors need, and if you are a C.A.R. Certified Home Inspector, your deductible is waived and you are eligible for a Risk Management Premium credit! You can rely on RealCare to help you get the coverage you need at a price you can afford.
Admitted Policy Features
- AM Best Rating: AXV, Stable Financial Outlook
- Limits Available: Starting at $100,000
- Various Deductibles Available: Starting at $1000; waived if C.A.R. Certified Home Inspector*
- 203(k) Inspection & Consulting: $100,000 per claim / policy year aggregate
- Bulkhead, Seawall or Dock Inspection: $100,000 per claim / policy year aggregate
- Draw Inspection: $100,000 per claim / policy year aggregate
- Lead Paint Inspection: $100,000 per claim / policy year aggregate
- Mold Inspection: $100,000 per claim / policy year aggregate
- Pool or Spa Inspection: $100,000* per claim / policy year aggregate
- Septic or Water Testing Inspection: $100,000* per claim / policy year aggregate
- Termite and Wood Destroying Insects: $100,000 per claim / policy year aggregate
- Unmanned Drone Inspection: Full policy limits per claim / policy year aggregate
- Bodily Injury / Property Damage: Included
- Reimbursement of Expenses: $500 per day
- Risk Management Premium credit: Included for C.A.R. Certified Home Inspectors
- Disciplinary Proceedings: $5000 per proceeding
- ADA, FFHA, OSHA Expense Reimbursement: $10,000 per claim / $30,000 policy year aggregate
- Crisis Management Expense Reimbursement: $15,000 per claim / $30,000 policy year aggregate
- Loss Prevention Assistance: Included
* Higher limits may be purchased on Pool/Spa and Septic/Water Inspections
* Deductible waived for those who qualify