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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Covered CA - Proof of Citizenship or Lawful Presence

Covered CA yesterday sent a press release detailing their efforts to confirm eligibility for 98,000 enrollees.  We have worked with our clients to try to ensure that proper documentation was submitted.  However, we feel it is imperative for everyone to confirm that Covered CA has verified submitted documentation.  Therefore, if you were asked to submit proof of citizenship or lawful presence, we urge you to...

2015 Covered California Tax Credit Warning

Many people elected to authorize Covered California to automatically access their federal tax return information and process re-enrollment for next year.  According to the Sacramento Bee, those who did, may face a problem with their tax credit. As plans are added or changed on the exchange, subsidy rates can change.  However, we've read that subsidy rates may not automatically re-calculate for those who automatically re-enroll....

IRS Releases Draft Tax Forms on Health Care

Thursday the IRS released drafts of the forms employers and individuals will use to report on health coverage for 2014.   The forms begin to answer questions we've had about how the federal government will reconcile an individual's estimated 2014 income and Advance Premium Tax Credit eligibility.  The forms also begin to address the issue of reporting on employer sponsored health coverage.  Many questions remain, and...

Obamacare Tax Credit Fraud

The Ways and Means Committee has been reviewing the federal health exchange and they're uncovering some disturbing problems, including the ability of people to fraudulently sign up for tax credits.  While the report in this article does not specify issues with Covered California (California's health exchange), it is, in our opinion, highly likely that California is experiencing the same issues. Link to Article on Ways...

C.A.R. Anthem Members - How to look up your PPO providers

If you are a C.A.R. member and are looking at our Anthem PPO plans, you can use these instructions to look up your providers: Here are step by step instructions to look up your PPO providers... 1.  Go to:  www.Anthem.com/ca 2.  On the right hand side of the screen, Click on "Find a Doctor" 3.  When the "Find a Doctor" screen appears, follow the prompts 1-4....